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Credit Wise Lending

Rated 4.3 out of 5

Total Rating

4.3

Rates as low as 1.9% APR up to $100,000

The Good

  • Quick Decision
  • No Fees
  • High Loan Requirement

Quick Decision

Credit Wise Lending has a 98% average rating on approvals, which means that most of the loan requests they receive are typically granted. There is also no need for cash pick up or check encashments as approved loans are automatically disbursed directly into the borrower's elected bank account for added convenience.

No Fees

You can significantly minimize your overall premium if you apply for a loan with Credit Wise Lending. Besides having one of the lowest annual percentage rates in the business, they also do not implement fees like origination and prepayment. Credit Wise Lending also does not charge customers for initial consultations. Even if you accept their offer and move forward with the loan, an administrative fee is not applied to your total payment.

High Loan Requirement

Credit Wise Lending is also an excellent option for expensive purchases or payments. The lender offers a high loan limit ranging from $10,000 to $100,000. They also offer flexible loan repayment terms of up to five years, so paying off the maximum loanable amount will not be too weighty on the borrower.

THE VERDICT

Credit Wise Lending is an excellent alternative if you're strapped for cash and need quick funding. Because of their high loan cap, you can definitely consider them as an option if you need money for an emergency home repair or if your dog needs emergency surgery. Albeit, funding is always going to be costlier than bank loans, Client Source has one of the lowest interest rates versus other online lenders. They also do not apply additional fees to loans, which makes them an even practical choice.

Contact Information

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Call our recommended rep over at Credit Wise Lending below.

4.3
Rated 4.3 out of 5
4.3 out of 5 stars (based on 3 reviews)
Excellent33%
Very good67%
Average0%
Poor0%
Terrible0%

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Credit Wise Lending

Credit Wise Lending is an excellent alternative if you're strapped for cash and need quick funding. Because of their high loan cap, you can definitely consider them as an option if you need money for an emergency home repair or if your dog needs emergency surgery.

They're definitely legit and reliable.

Rated 4 out of 5
March 25, 2021

They’re definitely legit and reliable. This is my second loan with them, and they always send out my money earlier than expected.

Zara E

Highly-legit, no complaints.

Rated 4 out of 5
March 19, 2021

I was strapped for cash and needed to borrow money for my business, and CWL stepped up. I will undoubtedly reapply should the need arise. Highly-legit, no complaints.

Hillary M

I highly recommend creditwiselending.com.

Rated 5 out of 5
March 12, 2021

I’m overall pleased with their loan processing procedure. It didn’t take too long for me to send in my application, and it was approved almost immediately. I highly recommend creditwiselending.com.

Billy H

PERSONALIZED RATES

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IT'S SIMPLE, QUICK AND FREE

and

WON'T AFFECT YOUR CREDIT

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